About Bob Cremerius

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So far Bob Cremerius has created 248 blog entries.

Is a 61% Drop in Earnings Good?

2020-08-11T14:39:16+00:00August 11th, 2020|Categories: INVESTMENT|

Executive Summary There is real excitement in the market as the S&P 500 Index approaches its February all-time high.  So, in this week’s newsletter I am going to take a look under the hood to see if all the hoopla is warranted.  First, for the first six [...]

Is the Free Market Dead?

2020-08-04T18:21:20+00:00August 4th, 2020|Categories: INVESTMENT|

Executive Summary An excerpt from Investopedia’s definition of the free market is: “an economic system based on supply and demand with little or no government control.” In looking at the current situation, one will see how much Federal Reserve Bank (Fed) action and Federal government transfer payments [...]

What Happens When the Party is Over?

2020-07-28T19:26:16+00:00July 28th, 2020|Categories: INVESTMENT|

Executive Summary Today’s stock prices are anything but reasonable, and the warning signs extend beyond stock prices.  One would think with bankruptcies escalating, debt loads compounding, profits plunging, and the dollar losing value, the stock market would be falling.  But thanks to the Fed’s electronic printing press [...]

Why Does It Not “Feel” Like a Recession?

2020-07-21T16:27:42+00:00July 21st, 2020|Categories: INVESTMENT|

Executive Summary The National Bureau of Economic Research (NBER) declared a recession officially began in February of this year.  Since March, over 50 million people have filed first time unemployment claims.  Additionally, real annualized economic growth fell 5% in the first quarter and is expected to fall [...]

Is the Path Set?

2020-06-30T17:54:35+00:00June 30th, 2020|Categories: INVESTMENT|

Executive Summary The fiscal dilemma for the Federal Government did not begin with COVID-19.  Although, the impact of the “solutions” for the pandemic are compounding the predicament.  Adding the effects of the COVID-19 recovery plans, the 2020 deficit was projected in April of this year by the [...]

How is Real Estate Holding Up?

2020-06-23T17:40:39+00:00June 23rd, 2020|Categories: INVESTMENT|

Executive Summary In this market update, I take a look at the macro real estate market – recognizing that real estate is local.  The Atlanta Fed GDPNow forecast estimates second quarter annualized GDP will fall 45.5%.  And as shown in the second graph below, existing home sales [...]

When is the Hole Too Deep?

2020-06-16T15:30:23+00:00June 16th, 2020|Categories: INVESTMENT|

Executive Summary Subsequent to the 2008 Financial Crisis, the Federal Reserve Bank dropped interest rates to near zero percent and created money in attempts to stimulate the economy.  Instead of being used for business investment and expansion, the printed money created asset bubbles everywhere.  Recessions are a [...]

Is the Devil in the Details?

2020-06-09T15:14:01+00:00June 9th, 2020|Categories: INVESTMENT|

Executive Summary Last Friday the stock market soared upon the release of a “stunning” May jobs report.  The “gain” of roughly 2.5 million jobs versus the estimated 7.5 million job losses resulted in an unemployment rate of “only” 13.3%.  However, the report included a mistake!  The Bureau [...]

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