About Bob Cremerius

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So far Bob Cremerius has created 290 blog entries.

What Will Speculators Learn?

2021-06-02T16:19:41+00:00June 2nd, 2021|Categories: INVESTMENT|

Executive Summary Since the pandemic took charge of the economy, several stimulus plans have been enacted by Congress.  Each round produced a short-term economic sugar boost before settling down to zero percent growth (see first graph).  The stimulus created more Federal debt.  Although Federal debt has been [...]

Has UBI Arrived?

2021-05-18T14:45:55+00:00May 18th, 2021|Categories: INVESTMENT|

Executive Summary Since the pandemic took charge of the economy, several stimulus plans have been enacted by Congress.  Each round produced a short-term economic sugar boost before settling down to zero percent growth (see first graph).  The stimulus created more Federal debt.  Although Federal debt has been [...]

Are Inflationary Pressures Transitory?

2021-05-11T17:24:55+00:00May 11th, 2021|Categories: INVESTMENT|

Executive SummaryInflation has different meanings to different people and can show up in different forms.  Some insist inflation is strictly a matter of the Money Supply.  Others believe it has to do with the prices of goods and services.  Some believe the most important factor is wage growth.  [...]

Is the Fed Really Juicing the Stock Market?

2021-05-04T20:38:01+00:00May 4th, 2021|Categories: INVESTMENT|

Executive Summary The Federal Reserve Bank (Fed) has been implementing QE (Quantitative Easing) on and off for over a decade.  In implementing QE, the Fed purchases Treasury securities and Agency mortgage-backed securities (MBS) – not stocks.  Many believe the Fed is “printing money” when purchasing those bonds.  [...]

What is Going on in the Housing Market?

2021-05-04T17:22:09+00:00April 27th, 2021|Categories: INVESTMENT|

Executive Summary Anyone who has been paying attention to the residential real estate market lately is probably shaking their head.  It is definitely a seller’s market.  The driving factor in housing, like most markets, is supply and demand.  The lack of supply, combined with other factors discussed [...]

What Happens During Manias?

2021-05-04T17:22:27+00:00April 20th, 2021|Categories: INVESTMENT|

Executive Summary Since 1990, the monetary base has grown from around $300 billion to close to $5.5 trillion. (See first graph) The massive amount of liquidity provided through the Federal Reserve Bank’s (Fed) monetary policy has helped fuel enormous bubbles in all types of assets. One of [...]

Is the Wedge Still Growing?

2021-05-04T17:22:43+00:00April 13th, 2021|Categories: INVESTMENT|

Executive Summary The first graph below illustrates the growth in corporate profits versus the S&P 500 Index.  The point of sharing this is not to predict a stock crash, but rather to display the embedded risk in the market.  Historically market cycles have consisted of both an [...]

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