About Bob Cremerius

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So far Bob Cremerius has created 273 blog entries.

The Value of Key Employee Insurance

2019-10-14T20:22:50+00:00October 10th, 2019|Categories: INSURANCE|

What kind of financial loss would your business face without its key employees? They are worth more than their salaries – their performance, professionalism, and character make your company what it is and provide the stability and predictability you need to realize a profit.    Because of [...]

What Data Suggests a Recession is Near?

2019-10-31T14:46:55+00:00October 8th, 2019|Categories: INVESTMENT|

Executive Summary If you do not have time to read the entire Weekly Market Update, looking at the first chart is a must. The data points, the direction, rate of change and trend columns are somewhat alarming. The next two graphs show data regarding manufacturing and service [...]

Are Investors Being Duped?

2019-10-31T14:45:35+00:00October 1st, 2019|Categories: INVESTMENT|

Executive Summary Are investors being duped into believing that low interest rates justify higher stock valuations? Are they being told that high stock prices are the result of a strong economic recovery? In this week’s newsletter, I explain the fallacy of low interest rates, and how central [...]

Have We Entered Uncharted Waters?

2019-10-31T14:43:56+00:00September 24th, 2019|Categories: ECONOMY, INVESTMENT|

Executive Summary Over the course of history, corporate fundamental performance and the resulting market cycle have mattered to investors. However, in the last ten years investors appear to have relied more on central bank policies and “hope” for their investment strategies. Central banks across the world have [...]

When Will the Jaws Snap Shut?

2019-10-31T14:42:39+00:00September 17th, 2019|Categories: INVESTMENT|

Executive Summary History shows economic cycles always have two parts: the bull and bear phases. In a little over the last twenty years alone, two economic cycles have demonstrated this fact. For investors, the bull phase is not the only important piece of the cycle. Long-term returns [...]

How Does the Economy Look?

2019-10-31T14:39:28+00:00September 10th, 2019|Categories: ECONOMY, INVESTMENT|

Executive Summary You may have heard the expression: “a picture is worth a thousand words”. Weekly I write much about the economy and the markets. This week I am taking a que from the above quote. Please take a look below at the charts and graphs with [...]

If Not Profits, What? Tweets?

2019-09-04T18:23:09+00:00September 4th, 2019|Categories: ECONOMY, GOVERNMENT, INVESTMENT|

Executive Summary Recent stock market volatility has been impacted by headlines and tweets about trade wars and tariffs. However, digging deeper into the real data indicates the economy is approaching the end of its cycle. The temporarily juiced profits from the corporate tax cuts have evaporated. The [...]

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