About Bob Cremerius

This author has not yet filled in any details.
So far Bob Cremerius has created 251 blog entries.

What Would a Rise in Mortgage Rates Do to Housing?

2021-05-04T17:25:03+00:00March 9th, 2021|Categories: INVESTMENT|

Executive Summary The current housing market appears to be booming with continually escalating prices. Substantially aided by the Fed’s low interest rates, rising home prices are disconnected from the Consumer Price Index, a proxy for inflation (see second graph below). The fifth graph in The Details demonstrates [...]

How Does the Crowd Exit All at Once?

2021-03-02T16:40:32+00:00March 2nd, 2021|Categories: INVESTMENT|

Executive Summary The quote below is from Warren Buffet’s long-time business partner, Charlie Munger, and speaks to the recent irrationality in the stock market.  One valuation metric used to evaluate the price of a stock is the price to earnings ratio.  Historically, the average P/E ratio for [...]

Are Policymakers Flying Blind?

2021-02-16T18:02:23+00:00February 16th, 2021|Categories: INVESTMENT|

Executive Summary Policymakers in the government and the Federal Reserve put an emphasis on the message to the public that they have everything under control – even before the pandemic. By lowering interest rates and providing unprecedented government stimulus, they are flying blind in hopes of supporting [...]

When Will the Economy Get Back to Normal?

2021-02-09T16:39:15+00:00February 9th, 2021|Categories: INVESTMENT|

Executive Summary Many Americans hope the COVID 19 vaccine will help return life to normal.  And as the title asks, what will be the economic normal?  The decade prior to 2006 produced average real economic growth of three percent or more; however, the past decade has averaged [...]

What Do Long-term Forecasts Predict?

2021-01-26T18:25:01+00:00January 26th, 2021|Categories: INVESTMENT|

Executive Summary Last week I described what causes stock prices to rise and fall.  In this week’s issue, I share comments and data from three investment gurus.  Howard Marks states that: “Fear of missing out has taken over from the fear of losing money.”  (see below for [...]

What Makes Stock Prices Rise?

2021-01-19T17:23:28+00:00January 19th, 2021|Categories: INVESTMENT|

Executive Summary The movement of stock prices is governed by the law of supply and demand.  If the urge to “buy” is greater than the desire to “sell,” then prices move upwards and vice-versa.  Although stock prices should represent the present value of a long-term stream of [...]

Load More Posts