Resources
Resources
How Dangerous Are “Buy Now, Pay Later” Programs?
Executive Summary Consumer loans, credit cards and other revolving debt now exceed $1 trillion, far above the pre-Financial Crisis and pre-COVID balances [...]
Are Regional Banks Getting Hit with a Double Whammy?
Executive Summary 2024 will present significant obstacles for regional banks. Simply stated, regional banks use depositors’ funds to make loans or invest [...]
Why Has the Stock Market Risen This Year?
Executive Summary The stock market move this year has primarily been a result of the Magnificent 7 stocks, as well as the [...]
Would A Fed Rate Cut Fuel Further Speculation in the Stock Market?
Executive Summary Speculators in the stock market are betting on the Federal Reserve Bank lowering the Federal Funds Rate. Although, Jerome Powell [...]
Is a Soft Landing Likely?
Executive Summary With last quarter’s credit and government-spending inspired 5.2% annualized GDP print, combined with the Atlanta Fed’s November 22 GDPNow estimate [...]
Is the Consumer Really Strong?
Executive Summary Citing strong retail sales, financial pundits are espousing a strong consumer. However, they appear to be omitting the impact of [...]
