Resources
Which Indicator is Right?
Executive Summary This week’s newsletter will be abbreviated as is the Labor Day work week. The inverted yield curve, which has preceded [...]
Has Residential Real Estate Joined the Anomalies?
Executive Summary With mortgage interest rates soaring, many people expected a sudden drop in home prices. The data shows the quantity of [...]
Rising Interest Rates and a Resumption of Student Loan Payments, Are Households Prepared?
Executive Summary Prior to the pandemic, household savings were trending upward and then spiked with multiple rounds of government stimulus money (see [...]
How Much Higher Can Interest Rates Go?
Executive Summary Fitch, one of the three largest credit rating agencies, recently downgraded the U.S. debt rating from AAA to AA+ because [...]
Will High Mortgage Rates Impact Home Prices?
Executive Summary Since the Federal Reserve Bank raised the Federal Funds Rate to 5.25%, the 30-year fixed mortgage rate has jumped to [...]
How Are Rising Interest Rates Impacting Businesses?
Executive Summary Most U.S. businesses use debt to maintain operations. The first graph shows how banks are tightening lending standards compared to [...]