What is the State of the Stock Market & Economy?

2024-01-23T20:10:58+00:00January 23rd, 2024|Categories: INVESTMENT|

Executive Summary The S&P500 has been pushed back to speculative highs. The 0dte options activity, discussed in previous newsletters, by large investment firms creates a very risky environment for individual retail investors. Pundits point to excess liquidity in the market as the reason for the highs; however, [...]

Are Regional Banks Getting Hit with a Double Whammy?

2024-01-09T17:45:52+00:00January 3rd, 2024|Categories: INVESTMENT|

Executive Summary 2024 will present significant obstacles for regional banks. Simply stated, regional banks use depositors’ funds to make loans or invest in Treasury and Agency securities. The sharp rise in interest rates in 2023 created significant unrealized losses from Treasury securities. During 2024 and 2025, over [...]